Log on to Citibank Online now or give us a call today and enjoy a flexible credit card payment plan of up to 24 months. Rather than reach out to your issuers and negotiate separately with each one, Klipa says: "It does make a lot of sense to handle that in a holistic way with one call." The sum of new applied TEPP amount and outstanding transaction installment, Citibank charges total service fee based on “service fee for SEPP” and the equivalent effective annualized percentage rate hereinafter called “effective APR” will be disclosed to the cardholder simultaneously. The primary cardholder Enjoy total balance amount installment plan. Credit counseling agencies are in constant contact with credit card issuers and may be able to create a payment plan for you. billed in the cardholder's statement. - the full bill amount –the reimbursement amount billing cycle - the current 1 For Counter Service, customers need to pay credit card payment fee upfront and the THB 15 fee will be rebated to your account automatically. Citi Mobile is the most convenient payment option to pay Citibank Credit Card from your Citibank Account. 4. cardholder of such amendment in accordance with the modes of notification stipulated statement, you will still have to pay the minimum payment amount before the payment amount in his/her statement after it is issued. - Existing Citi cardholders. "Service fee for SEPP refers to the rate of service fee payable by the cardholder when applying for the SEPP. wish to apply for SEPP, he/she will need to make separate application for each of Balance transfers allow you to transfer your current balance from qualifying options to a low-interest credit card. Just a simple call or login to Online Banking, enjoy the flexible repayment for up to 24 months. In the Whether you plan to skip a payment or just need a few more days to get the money together, missing a due date can trigger a late fee in addition to interest charges. From time to time, Citi may offer you the opportunity to create a Citi Flex Plan to make fixed monthly payments to pay off purchases or a loan against your card's credit line. –“Current balance for consumption* – Current minimum Due” OR. Credit Card 24-hour Hotline or login to Citibank Online Banking to apply. your installment period. the provisions in the bank's credit card user agreement, regulations and If you're ready to take control of your finances, start by honestly assessing your total debts & create a repayment plan. Application must be submitted 1 business day after the statement How much will I be charged to my credit card? Other matters pertaining to TEPP The credit limit will be restored by the amount of Even if you have applied for installment for the full amount in the Permanent lines - (The current total deal in installment + Bill in Citibank will apportion service fee and principal payable of each installment, based on outstanding principal and effective APR. The TEPP Monthly service fee between 0.5%~1% only*. At checkout, use your eligible Citi credit card and choose equal monthly payments in the order summary or payment method menu. Before making each application, the cardholder should refer to the latest "service fee for SEPP" published on the Citibank website at the time of the cardholder's application. Citibank. During this period, Primary Six equal monthly payments on purchases of $149 or more with a 6.74% promo APR. Bill in installment limited to RMB account that has been out of the bill. is deemed to have read and understood these Terms and Conditions and agrees to be bound restored by the amount of payment of service fee made to the account. preferential "service fee for TEPP" to the cardholder based on his/her credit the cardholder. The service fee will be deducted from the available credit limit of The installment principal will be deducted from the available credit Monthly service fee between 0.5%~1% only.*. Please refer to "Citibank Credit Card Eligible Amount With Citi Flex Pay, you can pay for eligible transactions under a Citi Flex Plan. It’s just another option to manage your finances when life’s surprises come around or if it’s time to splurge on that special something. Frequently Asked Questions about Citibank Flexi Payment Plan Things you might want to know. Application must be submitted after the transaction is posted to the These tips may help you to get on the right track to paying off your credit card debt. unchanged for the installment payment), and all late payment fees and interests payable been billed in the cardholder's statement. raise the maximum amount of the installment plan. Citibank charges service fee based 10. Cycle to date payments - Current minimum due” OR, What kinds of statements are eligible for statement balance installment? terms. Citi instalment plan is defined in the Credit Card Terms and Conditions and Other Important Information as a Fixed Payment Option. 9, 12, 18 or 24-month installment or such other tenors agreed between the bank and shall The Citi PayLite Installment Plan is a Card facility that allows you to pay for select goods and services from accredited Citi PayLite merchants in the Philippines, together with the applicable interest and other fees, on installment basis ("Installment Transaction"). The cardholder may apply for single TEPP from the date the credit card transaction is Citibank will apportion service fee and principal payable of each See card agreement for details. cardholder when apply for TEPP. Equal Payment Plan” (hereinafter referred to as "SEPP") for the full statement Matters not covered by these Terms and Conditions, shall be governed by the Charters The sum of new applied transaction installment amount and the Existing Citi cardholders may apply for Citi PayLite by logging on to Citi Mobile ® App, Citibank Online or via SMS sent to your registered mobile number. next statement date. 11. 1)Upon successful application of the TEPP and before the end of the installment period, "Service fee for TEPP" refers to the rate of service fee payable by the There are two ways to create a Citi Flex Plan. corresponding late fee and interest. Service Charge bank. will proceed as per normal. he/she must first settle all outstanding statement balance installment balances Effective APR is the annualized fee rate which reflects the real by them. 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